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Points & Miles Value Calculator

Find out exactly how much your points are worth — and the best way to redeem them.

Free Tool

Points & Miles Value Calculator

Select your rewards program, enter your points balance, and see exactly what every redemption option is worth — with the best one highlighted.

1
Choose Category
2
Select Program
3
Enter Points
Flexible Points
Chase UR, Amex MR, Cap One Miles, Citi ThankYou
Airline Miles
Delta SkyMiles, United MileagePlus, Southwest RR, AA AAdvantage
Hotel Points
Marriott Bonvoy, Hyatt, Hilton, IHG, Wyndham
Cash Back
Always 1¢/pt — all cash back cards

Step 3 — Enter Your Points Balance

Pro tip: Flexible points (Chase UR, Amex MR) are almost always worth more when transferred to airline or hotel partners than when redeemed for cash or through a travel portal. A 60,000-point Chase bonus can unlock business class flights worth $2,000+.
Free Tool

Yearly Rewards Estimator

Select a card, enter your monthly spending by category, and see exactly how much you'd earn in rewards each year — including first-year value with the sign-up bonus.

Configure Your Estimate

Enter your average monthly spending in each category.

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Net Yearly Value
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First-Year Value
Includes full sign-up bonus
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Your results will appear here
Select a card, fill in your spending, and click "Estimate" to see your personalized yearly reward value.
Methodology: Estimates use each card's category multipliers from our database. Point values reflect our independent assessment of typical redemption value. First-year value includes the full sign-up bonus. Annual fees are subtracted from the net calculation. Actual rewards may vary based on quarterly activations (Discover, Chase Freedom Flex) and spending caps.