Credit Card → Airline Transfer Matrix

Which flexible-points cards transfer to which airlines — and at what ratio. Green = 1:1 standard. Gold = bonus ratio (better than 1:1). Filter by program to highlight a single currency's reach.

POINTS TRANSFER GUIDE

Credit Card → Airline Transfer Matrix

Which flexible-points cards transfer to which airlines — and at what ratio. Green = 1:1 standard. Gold = bonus ratio (better than 1:1). Filter by program to highlight a single currency's reach.

Filter by card program:

1:1 Standard 1:1 transfer (most common)

1:1.5 Bonus ratio — you receive more miles than points spent

— No direct transfer from this card program

* Rates verified 2026. Always confirm with issuer before transferring — transfers are typically instant and irreversible.