Free tools to calculate your points value, find transfer partners, optimize every purchase, and plan award travel — all built for the 53 cards we track.
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Find out exactly how much your points are worth across Flexible Points, Airline Miles, Hotel Points, and Cash Back — with a redemption-by-redemption breakdown.
Chase Ultimate Rewards, Amex Membership Rewards, and Capital One Miles can transfer to 20+ airline and hotel partners — often 1:1. Here's where each one goes.
The best card for every spending category — travel, dining, groceries, gas, online, and more. Plus three ready-made card stacks from beginner to premium.
How to book flights and upgrades for free — or nearly free. Step-by-step from earning to booking, with a comparison of every major program's sweet spots.
Pro strategies to squeeze the most value from every dollar — hitting sign-up bonuses, stacking the right cards, timing transfers, and flying business class for less.
See exactly how much interest you'll save — and when you'll be debt-free — by moving your balance to a 0% intro APR card.
Transferring Chase UR or Amex MR points to airline partners typically yields 1.5–2¢+ per point — vs 1¢ for cash back. Always the highest-value redemption.
Hyatt points average 1.7¢ each for free nights — the highest among all hotel programs. Chase UR transfers to Hyatt 1:1, making it one of the best combinations.
Southwest Rapid Rewards points are worth ~1.5¢ each — among the highest for a domestic airline. Plus the Companion Pass can double your value.
2% on everything with no annual fee makes it the best "catch-all" card for any purchase that doesn't have a bonus category on another card.
Amex MR points are worth only 0.6¢ as a statement credit — but 1.0¢+ via Amex Travel and up to 2¢ when transferred to airlines like ANA or Singapore Airlines.
Include the sign-up bonus when evaluating a card. A $95 annual fee card with a 60,000-point bonus worth $750 has a $655 net first-year value even before spending.